DIRECTORS:

James R. Smail - Chairman Banker/Oil and Gas Producer

John Barrington Attorney

Paul A. Miller Attorney

Mark A. Sparr Oil and Gas

Richard Dyer Accountant

OFFICERS:

James R. Smail - Chairman Banker/Oil and Gas Producer

Joseph M. Wachtel President

Diane Shriver V.P. of Operations

Douglas D. Akins V.P. Private Banking

Anne M. Taylor Cashier

Mike Spiker Assistant V.P.