Identity Theft is real, and it is continually getting worse. Data breaches, Internet fraud and email scams occur on a daily basis. Stolen identity can also be a risk from people you know or do business with. Thieves steal personal information not only to establish credit, but also to use it for employment, insurance, benefits and social security fraud. These events wreak havoc on your life, and it is becoming increasingly important to take steps to protect yourself.

There are many fraud alert and credit monitoring programs on the market today. It is well worth your time to go on line and investigate the various companies that offer these services. Generally, the costs are very low, but the benefits can be enormous in the event that you have your identity stolen. Most programs not only cover all types of identity theft and monitoring, they also take over all the work and pay your expenses if you become a victim.

The Monitor Bank does not endorse any particular program or company, but we encourage you to seriously consider investing into some type of credit monitoring/fraud prevention service. You’ll sleep better at night!

The Monitor Bank has been doing business in our community since 1911. We remain very well capitalized, have strong liquidity, and have never made a sub-prime loan. We don't need, nor will we accept, any government bailout money. Our bank is rated 5-Stars by Bauer Financial, Inc. (www.bauerfinancial.com).

Being a real community bank, we recognize both the need to serve our customers, and the responsibility to protect their deposits. We are locally owned, and our entire staff lives in the immediate area. We are dedicated to banking the old-fashioned way, while offering the products you need. Your business is valued and we hope it shows in our service to you.

The Monitor Bank … safe, sound, secure and ready to serve you.