Tips for a Safe, Secure Online Shopping Experience
The total financial loss attributed to identity theft in 2013 is estimated to be $21 billion, according to the Department of Justice and Javelin Strategy and Research. Consumers need to be on high alert this holiday season, and any time they choose to make purchases online, to avoid falling victim to identity theft and to protect their sensitive financial information.
With the holidays quickly approaching, the Independent Community Bankers of America ģ (ICBA) and The Monitor Bank offer consumers the following tips to consider if they are planning to make any of their holiday purchases online:
- Make sure your computer and browser are secure. Set your firewall, anti-virus and anti-spyware software to automatically update and scan your computer.
- Donít create passwords that include easily accessible personal information, such as motherís maiden name or date of birth. Instead, use something unique that only you know.
- Donít give personal information over the phone, through the mail or on the Internet unless you know whom youíre dealing with and preferably only if youíve initiated the contact. Never give out Social Security or driverís license numbers. If you must share personal information, confirm that you are dealing with a legitimate organization.
- If you receive an email asking for personal information, do not hit the reply button or click on any link in the email. Instead, go directly to the senderís site by typing in its website address.
- Look for secure sites with an ďsĒ in the URL (https://) and a closed-padlock icon on the Web page when making purchases. These websites are secure.
- Always double-check the URL to be sure you are shopping with the company you intended to shop with. A simple typo can help identity thieves.
The most important thing is our customersí safety and financial security. If any customer has questions about the security of their financial information, our staff at Monitor Bank will be happy to answer any concerns you might have. We want information about you and your family to be safe and protected at all times.
May you and your family have a Merry Christmas and a Happy New Year!